Secure Payments, Simple Process

We want paying for your order to be quick, easy and secure. This page explains which payment methods we accept, when payment is taken, and how we keep your payment details safe.

All payments on our website are processed securely through Stripe, a globally trusted and fully regulated payment processor.

1. Accepted Payment Methods

We accept the following payment methods on our website. All payments are processed securely through Stripe at the time of checkout.

  • VisaAll standard Visa debit and credit cards
  • MastercardAll standard Mastercard debit and credit cards
  • Apple PayAvailable on supported Apple devices and browsers
  • Google PayAvailable on supported Android devices and browsers
  • PayPalAvailable where shown at checkout

We do not currently offer Buy Now Pay Later services such as Klarna or Clearpay. If this changes in the future, this page will be updated to reflect any new payment options available.

2. When Payment Is Taken

Payment is taken in full at the point you place your order. Your order will not be processed or dispatched until payment has been successfully received and confirmed by Stripe.

Once your payment is successful, you will receive an order confirmation via email, WhatsApp, or a combination of both, confirming your order details and that payment has been received.

If your payment is declined or fails for any reason, your order will not be processed. You will be notified of this at checkout and you are welcome to try again or use an alternative payment method.

3. How Your Payment Is Processed

All payments made on our website are processed securely by Stripe, one of the world's leading payment processors. Stripe is fully PCI DSS compliant, which is the highest level of security certification in the payments industry.

When you enter your card details at checkout, that information is sent directly and securely to Stripe. It does not pass through or get stored on our own systems. We never see or store your full card number, expiry date, or security code.

Stripe also applies its own fraud prevention and security checks to every transaction to help protect both you and us against fraudulent activity.

A Note on Security

Express Gadgets Limited does not store your full payment card details at any point. All sensitive payment information is handled exclusively by Stripe, in line with industry standard security practices.

For more information on how Stripe handles and protects payment data, visit stripe.com/gb/privacy.

4. Pricing and Currency

All prices on our website are displayed in British Pounds Sterling (GBP) and are inclusive of VAT where applicable, unless stated otherwise on the product listing.

We make every effort to ensure that prices displayed on our website are accurate. However, in the rare event that a pricing error occurs, we reserve the right to correct the error and will contact you before processing your order if this affects you. You will always be given the option to confirm you wish to proceed at the corrected price, or to cancel your order for a full refund.

5. Failed or Declined Payments

If your payment is declined at checkout, this is determined by your card issuer or bank, not by Express Gadgets Limited. Common reasons for a declined payment include insufficient funds, incorrect card details being entered, or your bank's own fraud prevention checks.

If your payment is declined, please check your card details are entered correctly and try again, or contact your bank for further information. You are also welcome to try an alternative payment method or contact us if you continue to experience issues.

6. Return Postage Reimbursement Payments

Where return postage reimbursement applies under our Returns, Refunds and Cancellation Policy, this cannot be processed through Stripe as it falls outside the scope of the original transaction. In these cases, we will contact you via WhatsApp, SMS, or email to arrange a separate payment by bank transfer or PayPal, based on the details you provide.

We will always confirm the amount and method of any such payment with you in writing before it is made. For full details on return postage reimbursement, please see our Returns, Refunds and Cancellation Policy.

7. Refunds

All refunds are issued to the original payment method used at the time of purchase. We do not normally process refunds to a different card, account, or payment method. On the rare occasion where this may be necessary, it may be done with your written consent.

Once a refund has been approved and processed by us, please allow 5 to 10 business days for the refund to appear on your statement for card payments including Visa, Mastercard, Apple Pay and Google Pay, or 3 to 5 business days for PayPal. These timeframes begin from the date we initiate the refund and are subject to your bank or card issuer's own processing times, which are outside our control.

For full details on our refund process, including how deductions may apply in certain circumstances, please see our Returns, Refunds and Cancellation Policy.

8. Payment Security and Your Protection

Your security is important to us. Here is what we do to protect you when you pay on our website:

  • All payment pages are secured with HTTPS encryption.
  • Card details are processed directly by Stripe and never stored on our systems.
  • Stripe is PCI DSS compliant, the highest standard of payment security in the industry.
  • Stripe applies automated fraud detection to every transaction.
  • We never ask for your full card details over email, WhatsApp, or phone. If you ever receive a message claiming to be from us asking for your card details directly, please do not respond and contact us to verify.

9. Contact Us

If you have any questions about a payment, a failed transaction, or anything covered on this page, please contact us using the details below.

10. Frequently Asked Questions

The questions below cover the most common queries about payments on our website. Refer to the relevant section above for full details.

What payment methods do you accept?

We accept Visa, Mastercard, Apple Pay, Google Pay and PayPal. All payments are processed securely through Stripe at checkout. See Section 1.

When will my card be charged?

Payment is taken in full at the point you place your order. Your order will not be processed until payment has been successfully received. See Section 2.

Is it safe to enter my card details on your website?

Yes. All payments are processed by Stripe, a PCI DSS compliant payment processor. Your card details are sent directly and securely to Stripe and are never stored on our systems. See Section 3.

Do you store my card details?

No. We never store your full card number, expiry date or security code. All sensitive payment data is handled exclusively by Stripe. See Section 3.

Why was my payment declined?

Declined payments are determined by your card issuer or bank, not by us. Common reasons include insufficient funds, incorrect card details, or your bank's own fraud checks. Please check your details and try again, or contact your bank. See Section 5.

Do you offer Buy Now Pay Later such as Klarna or Clearpay?

Not currently. If this changes in the future, this page will be updated to reflect any new payment options. See Section 1.

How long does a refund take?

Once a refund is initiated, please allow 5 to 10 business days for card payments such as Visa, Mastercard, Apple Pay and Google Pay, or 3 to 5 business days for PayPal. See Section 7.

What if I am owed return postage reimbursement?

Return postage reimbursement cannot be processed through Stripe as it falls outside the original transaction. We will contact you to arrange a separate payment by bank transfer or PayPal. See Section 6.

Will you ever ask for my card details directly over WhatsApp or email?

No, never. We never ask for full card details outside of our secure checkout. If you receive any message claiming to be from us asking for this information, please do not respond and contact us directly to verify. See Section 8.

Are prices on your website inclusive of VAT?

Yes, all prices are displayed in GBP and are inclusive of VAT where applicable, unless stated otherwise on the product listing. See Section 4.